The Payment Processing Blog

With the rapid changes in technology and security requirements in payment processing, merchants have many choices on how they accept credit, check and stored value cards from their customers. Is a countertop terminal always the best solution? What about POS Systems? And what exactly is a Virtual terminal? The first step in finding the best […]

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Over the last 20 years I have seen merchant account services providers scramble for new ways to gain merchant’s attention by telling them they will save them money on their credit card processing rates and fees. Some merchants will gladly change to save even $20 a month, after all it’s their hard earned money and […]

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I was recently privileged to be given the opportunity to ask Denise Bahs, social media coach with Profitecture and payment specialist, a few questions about the role that social media is currently paying in the payments industry and what it’s role may be in the future. 1. American Express has recently added Twitter to its […]

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Paul Sisolak recently wrote an article over at GoBankingRates.com titled “Why Aren’t American Express and Discover Cards Accepted Everywhere?“, where he laid out reasons why merchants may be refusing to accept the two cards. Higher merchant credit card processing fees may be the number one reason why the two cards are not accepted by some […]

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What is a Chargeback? Simply put, a chargeback is a reverse transaction. Instead of money coming into your account, money is actually withdrawn from your account. In addition to the money being withdrawn from your account, you will also incur a chargeback fee from the consumer’s credit card company. Below are a few simple tips […]

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1. National Retail Federation The National Retail Federation is the world’s largest retail trade associate and represents retailers and merchants, not only from the United States, but from more than 45 countries around the world. Read the latest news and opinions over at Retail’s Big Blog. 2. PCI Security Standards Council Visit the “For Merchants” […]

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With more card types and consumer options, merchants must accept all forms of payment in order service their customers and keep them loyal. Yesterday’s credit card terminals simply weren’t designed to support the payment types available today and security requirements, such as EMV, which were not yet in place. While smaller companies may not always […]

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Q: What is EMV? A: EMV stands for Europay, MasterCard, Visa and is the international credit card standard for integrated circuit cards (IC Cards) more commonly known as “Chip” or “Chip and Pin” cards. Visa Inc. and MasterCard have recently announced plans to accelerate chip migration in the United States by April 2013, including both […]

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Let Regal Payment Systems show you how to avoid transaction downgrades so you don’t end up paying more for credit card transactions than you originally expected.

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