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The Payment Processing Blog

  • What Type of Credit Card Terminal is Best for My Business?

    July 17, 2013 • Categorized as: Credit Card Terminals

    With the rapid changes in technology and security requirements in payment processing, merchants have many choices on how they accept credit, check and stored value cards from their customers. Is a countertop terminal always the best solution? What about POS Systems? And what exactly is a Virtual terminal? The first step in finding the best […]

  • Did You Open Your Business to Save Money or Make Money?

    July 12, 2013 • Categorized as: Merchants

    Over the last 20 years I have seen merchant account services providers scramble for new ways to gain merchant’s attention by telling them they will save them money on their credit card processing rates and fees. Some merchants will gladly change to save even $20 a month, after all it’s their hard earned money and […]

  • Is the Future of Payments Social?

    May 28, 2013 • Categorized as: Payment Processing

    I was recently privileged to be given the opportunity to ask Denise Bahs, social media coach with Profitecture and payment specialist, a few questions about the role that social media is currently paying in the payments industry and what it’s role may be in the future. 1. American Express has recently added Twitter to its […]

  • Never Refuse a Customer’s Preferred Method of Payment

    May 08, 2013 • Categorized as: Credit Cards

    Paul Sisolak recently wrote an article over at GoBankingRates.com titled “Why Aren’t American Express and Discover Cards Accepted Everywhere?“, where he laid out reasons why merchants may be refusing to accept the two cards. Higher merchant credit card processing fees may be the number one reason why the two cards are not accepted by some […]

  • Simple Steps to Reduce Chargebacks

    March 04, 2013 • Categorized as: Credit Cards

    What is a Chargeback? Simply put, a chargeback is a reverse transaction. Instead of money coming into your account, money is actually withdrawn from your account. In addition to the money being withdrawn from your account, you will also incur a chargeback fee from the consumer’s credit card company. Below are a few simple tips […]

  • 5 Great Merchant Resources

    February 06, 2013 • Categorized as: Merchants

    1. National Retail Federation The National Retail Federation is the world’s largest retail trade associate and represents retailers and merchants, not only from the United States, but from more than 45 countries around the world. Read the latest news and opinions over at Retail’s Big Blog. 2. PCI Security Standards Council Visit the “For Merchants” […]

  • The Advantages of Leasing a POS System

    January 22, 2013 • Categorized as: POS Systems

    With more card types and consumer options, merchants must accept all forms of payment in order service their customers and keep them loyal. Yesterday’s credit card terminals simply weren’t designed to support the payment types available today and security requirements, such as EMV, which were not yet in place. While smaller companies may not always […]

  • Your EMV Credit Card Questions Answered

    January 04, 2013 • Categorized as: Credit Cards

    Q: What is EMV? A: EMV stands for Europay, MasterCard, Visa and is the international credit card standard for integrated circuit cards (IC Cards) more commonly known as “Chip” or “Chip and Pin” cards. Visa Inc. and MasterCard have recently announced plans to accelerate chip migration in the United States by April 2013, including both […]

  • Credit Card Interchange

    November 29, 2012 • Categorized as: Credit Cards

    Let Regal Payment Systems show you how to avoid transaction downgrades so you don’t end up paying more for credit card transactions than you originally expected.

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