Paul Sisolak recently wrote an article over at GoBankingRates.com titled “Why Aren’t American Express and Discover Cards Accepted Everywhere?“, where he laid out reasons why merchants may be refusing to accept the two cards. Higher merchant credit card processing fees may be the number one reason why the two cards are not accepted by some […]

What is a Chargeback? Simply put, a chargeback is a reverse transaction. Instead of money coming into your account, money is actually withdrawn from your account. In addition to the money being withdrawn from your account, you will also incur a chargeback fee from the consumer’s credit card company. Below are a few simple tips […]

Q: What is EMV? A: EMV stands for Europay, MasterCard, Visa and is the international credit card standard for integrated circuit cards (IC Cards) more commonly known as “Chip” or “Chip and Pin” cards. Visa Inc. and MasterCard have recently announced plans to accelerate chip migration in the United States by April 2013, including both […]

Let Regal Payment Systems show you how to avoid transaction downgrades so you don’t end up paying more for credit card transactions than you originally expected.